by Tim Framer | Sep 6, 2026 | Working Capital & Credit
TLDR: Contractor financing means two different things, and chasing the wrong one wastes your week. This guide covers funding for your business: working capital, advances, credit lines, equipment money and cash against your invoices. Payment plans for your homeowners...
by Tim Framer | Aug 28, 2026 | Working Capital & Credit
TLDR: The business line of credit vs merchant cash advance choice comes down to structure: a revolving pool you draw from and pay down at a rate, against a sale of future revenue you repay as sales come in. The line rewards a steady book. The advance rewards speed,...
by Tim Framer | Aug 28, 2026 | Working Capital & Credit
TLDR: Electrical contractor business loans come down to three tools: working capital for payroll between draws, asset-based lending against your vans and gear, and a merchant cash advance when a service-heavy month has to carry itself. Picking the wrong structure...
by Tim Framer | Aug 28, 2026 | Working Capital & Credit
TLDR: Working capital loans for plumbing contractors cover payroll, truck stock and material buys while your finished work sits unpaid on thirty-day and sixty-day terms. Lenders in this category read your bank deposits before they read your credit file, which is why...
