by Tim Framer | Aug 28, 2026 | Merchant Cash Advance
TLDR: Fast contractor loans are rarely loans. Most money that reaches a home service business inside a week is revenue-based financing: a funder buys a slice of your future receipts and reads your bank deposits, not your project pipeline. You pay for that speed, so...
by Tim Framer | Aug 28, 2026 | Merchant Cash Advance
TLDR: Landscaping business financing has to survive a revenue curve that collapses every winter and spikes every spring. A merchant cash advance rides that curve when the contract ties your payment to real sales volume, and fails you when it does not. Ask which...
by Tim Framer | Aug 28, 2026 | Working Capital & Credit
TLDR: Electrical contractor business loans come down to three tools: working capital for payroll between draws, asset-based lending against your vans and gear, and a merchant cash advance when a service-heavy month has to carry itself. Picking the wrong structure...
by Tim Framer | Aug 28, 2026 | Equipment & Project Financing
TLDR: Roofing contractor financing solves a timing gap, not a sales gap. You buy the bundles, pay the crew and haul the tear-off weeks before the insurance money lands, and the back half of that money arrives only after the job is finished and billed. The tools worth...
by Tim Framer | Aug 28, 2026 | Merchant Cash Advance
TLDR: A merchant cash advance sells a set amount of your future HVAC revenue for cash today, and you deliver it back as a share of your deposits rather than a fixed monthly note. That flexes with your season. It also prices differently from a bank loan, so get the...
