by Tim Framer | Sep 6, 2026 | Merchant Cash Advance
TLDR: Merchant cash advance repayment is a remittance, not an installment. A funder collects a share of what your business brings in, either as a split off your receipts or as a fixed debit with a reconciliation clause behind it. Which one you signed decides what a...
by Tim Framer | Sep 6, 2026 | Merchant Cash Advance
TLDR: Remodeling pays you in stages and bills you up front. State law caps your deposit, cabinets and fixtures get ordered months before the homeowner writes the next check, and change orders move the work long before they move the money. Remodeling contractor...
by Tim Framer | Sep 6, 2026 | Merchant Cash Advance
TLDR: Solar installers buy panels, racking and inverters months before a utility grants permission to operate. Solar contractor financing covers that gap with working capital, advances and bridge funding underwritten on your deposits, not your rebate paperwork. Read...
by Tim Framer | Sep 6, 2026 | Merchant Cash Advance
TLDR: Painting contractor financing covers the stretch between the day you buy paint and rent the lift and the day the final check clears. Your crews, sundries and rentals get paid long before a customer signs off, and deposits rarely cover any of it. Match the...
by Tim Framer | Aug 28, 2026 | Merchant Cash Advance
TLDR: A merchant cash advance factor rate is a multiplier, not an interest rate. Your funder sets it once at signing, multiplies your advance by it, and that total is what you owe no matter how fast the money comes back. Learn the multiplier, the holdback and the...
by Tim Framer | Aug 28, 2026 | Merchant Cash Advance
TLDR: Fast contractor loans are rarely loans. Most money that reaches a home service business inside a week is revenue-based financing: a funder buys a slice of your future receipts and reads your bank deposits, not your project pipeline. You pay for that speed, so...
