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Pool Contractor Financing: Funding Long Builds From Dig to Plaster

Pool Contractor Financing: Funding Long Builds From Dig to Plaster

by Tim Framer | Sep 6, 2026 | Equipment & Project Financing

TLDR: Pool contractor financing funds your company between stage payments, not your customer’s backyard. Your build burns cash at dig, steel and gunite long before decking and plaster release the rest of the contract, and state law caps what you collect up...
Restoration Contractor Financing: Funding Emergency Work While Insurance Pays Slow

Restoration Contractor Financing: Funding Emergency Work While Insurance Pays Slow

by Tim Framer | Sep 6, 2026 | Equipment & Project Financing

TLDR: Restoration contractor financing solves a timing problem your trade cannot dodge. You spend on drying equipment, fuel and overtime crews in the first two days, then wait on a carrier that answers to the policyholder and a statutory clock, not to you. What fits...
How Merchant Cash Advance Repayment Works: Daily and Weekly Remittance Explained

How Merchant Cash Advance Repayment Works: Daily and Weekly Remittance Explained

by Tim Framer | Sep 6, 2026 | Merchant Cash Advance

TLDR: Merchant cash advance repayment is a remittance, not an installment. A funder collects a share of what your business brings in, either as a split off your receipts or as a fixed debit with a reconciliation clause behind it. Which one you signed decides what a...
Remodeling Contractor Financing: Cash Flow for Kitchens, Baths and Big Jobs

Remodeling Contractor Financing: Cash Flow for Kitchens, Baths and Big Jobs

by Tim Framer | Sep 6, 2026 | Merchant Cash Advance

TLDR: Remodeling pays you in stages and bills you up front. State law caps your deposit, cabinets and fixtures get ordered months before the homeowner writes the next check, and change orders move the work long before they move the money. Remodeling contractor...
Working Capital for General Contractors: Surviving Draw Schedules and Retainage

Working Capital for General Contractors: Surviving Draw Schedules and Retainage

by Tim Framer | Sep 6, 2026 | Working Capital & Credit

TLDR: Your money is not late because your job is unprofitable. It is late because a draw schedule pays on milestones and retainage holds a slice of every billing until closeout. Working capital covers the payroll, mobilization and material you already bought. Working...
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