by Tim Framer | Sep 6, 2026 | Merchant Cash Advance
TLDR: Painting contractor financing covers the stretch between the day you buy paint and rent the lift and the day the final check clears. Your crews, sundries and rentals get paid long before a customer signs off, and deposits rarely cover any of it. Match the...
by Tim Framer | Sep 6, 2026 | Working Capital & Credit
TLDR: An SBA loan is patient money on a patient clock, and your supply house does not read the agency calendar. SBA loan alternatives for contractors trade a lower headline cost for a faster answer, funding off your deposits, receivables and iron instead of a full...
by Tim Framer | Sep 6, 2026 | Working Capital & Credit
TLDR: Contractor financing means two different things, and chasing the wrong one wastes your week. This guide covers funding for your business: working capital, advances, credit lines, equipment money and cash against your invoices. Payment plans for your homeowners...
by Tim Framer | Aug 28, 2026 | Merchant Cash Advance
TLDR: A merchant cash advance factor rate is a multiplier, not an interest rate. Your funder sets it once at signing, multiplies your advance by it, and that total is what you owe no matter how fast the money comes back. Learn the multiplier, the holdback and the...
by Tim Framer | Aug 25, 2026 | Equipment & Project Financing
TLDR: Invoice factoring turns your unpaid customer invoice into working capital now, by selling that invoice to a factoring company instead of borrowing against it. Contractors carry one of the worst receivables gaps in business, yet almost none of them use the...
