by Tim Framer | Sep 6, 2026 | Working Capital & Credit
TLDR: Contractor financing means two different things, and chasing the wrong one wastes your week. This guide covers funding for your business: working capital, advances, credit lines, equipment money and cash against your invoices. Payment plans for your homeowners...
by Tim Framer | Aug 28, 2026 | Equipment & Project Financing
TLDR: Your trucks, lifts and machines get funded through programs secured by business assets and revenue, not through one product with equipment financing stamped on it. Federal Reserve survey data shows equipment-backed borrowing wins full approval more often than...
by Tim Framer | Aug 28, 2026 | Merchant Cash Advance
TLDR: A merchant cash advance factor rate is a multiplier, not an interest rate. Your funder sets it once at signing, multiplies your advance by it, and that total is what you owe no matter how fast the money comes back. Learn the multiplier, the holdback and the...
by Tim Framer | Aug 28, 2026 | Working Capital & Credit
TLDR: The business line of credit vs merchant cash advance choice comes down to structure: a revolving pool you draw from and pay down at a rate, against a sale of future revenue you repay as sales come in. The line rewards a steady book. The advance rewards speed,...
by Tim Framer | Aug 28, 2026 | Merchant Cash Advance
TLDR: Fast contractor loans are rarely loans. Most money that reaches a home service business inside a week is revenue-based financing: a funder buys a slice of your future receipts and reads your bank deposits, not your project pipeline. You pay for that speed, so...
