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Contractor Business Loans With Bad Credit: How Lenders Read Your Revenue, Not Your Score

Contractor Business Loans With Bad Credit: How Lenders Read Your Revenue, Not Your Score

by Tim Framer | Aug 28, 2026 | Merchant Cash Advance

TLDR: Funders who back contractors read your bank deposits, your time in business and your receivables before your score. Federal Reserve data ranks a low credit score third among the reasons small businesses get turned down, behind strict lender requirements and the...
Contractor Invoice Factoring: How It Actually Works

Contractor Invoice Factoring: How It Actually Works

by Tim Framer | Aug 25, 2026 | Equipment & Project Financing

TLDR: Invoice factoring turns your unpaid customer invoice into working capital now, by selling that invoice to a factoring company instead of borrowing against it. Contractors carry one of the worst receivables gaps in business, yet almost none of them use the...
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